Here are four reasons why you should carry boat insurance:

1. Protect Your Investment: Boat insurance will likely cover your purchase from theft, fire, accidents, vandalism and breakdowns. It can work while your boat is in the water, in dock or on the trailer.
2. Protect Yourself: If you cause an injury to another boater, passenger, swimmer or another boat while using your own watercraft, you could be liable for their bodily injury and medical expenses.
3. You may also be open to a lawsuit initiated by the injured party.
4. Protect Your Passengers: Coverage will likely extend to any individual that has permission to use your watercraft. It will also protect passengers participating in water sports.
5. Protect the Environment: If your vessel sustains major damage, leaks fuel and oil into the water, or if it sinks, the boat owner generally has the responsibility to pay for removal and cleanup. This is an expensive and time-consuming process. However, with boat insurance that covers fuel spill liability and wreckage removal, you will have coverage.

Are you looking for insurance on your boat?
Then give us a call at 309-797-9200